Health Insurance
Tulane has changed its provider for Student Health Insurance from Aetna Student Health to United Healthcare Student Resources, effective fall 2012. The new policy has the same coverage as the old policy in most cases, and incorporates the requirements of changing federal laws regarding health insurance. A complete description of the United Healthcare Student Resource policy is available here (PDF)!
| Spring Classes Begin | 01/14/13 |
| Spring Tuition Bill Due | 01/31/13 |
| Last Day to Register/Add | 01/25/13 |
| Last Day for 100% Refund | 01/25/13 |
| Last Day to Waive/Enroll Health Insurance | 02/06/13 |
The annual premium for student coverage for 2012-2013 is $2,200.00. The Spring/Summer only premium is $1,360.00.
Spring 2013 Waive/Enroll Absolute Deadline: February 6, 2013
The enrollment/waiver process will be very similar to past years. Though the look and feel of the enrollment/waiver web site is different, the university's underlying policies and procedures remain the same. You should find the web site to be self-explanatory. However, do not hesitate to contact Accounts Receivable with questions or concerns.
Enrollment/Waiver Links
- Full Time Undergraduates and Graduates: Click Here to Enroll or Waive
You should read and understand all of the information on this page before continuing to the enrollment/waiver site.
1) Choose Tulane University from pick list.
2) Read the information on the Welcome Page
3) Choose the link for either:
2012 - 2013 Tulane University Waiver Spring Form (to waive off of plan)
OR The Enrollment Form (to enroll in the plan) - Part Time, Dissertation, Research Asst. & Executive Program students: Click Here to Enroll
You should read and understand all of the information on this page before continuing to the enrollment/waiver site.
1) Read the information about payment options.
2) Click the link for the Enrollment Form.
3) Follow Instructions. - United Healthcare Student Resources Plan Brochure 2012-2013 (PDF)
Full-Time Students
The University requires that all full time students carry adequate medical insurance while attending Tulane University. Each year, full time students must either enroll in the University sponsored Student Health Insurance plan, or waive enrollment in this plan by providing proof of other adequate coverage. This enrollment/waiver requirement must be met each year during the Fall semester or in the Spring for students enrolling as full time for the first time in January.
Students enrolled for full time for Spring 2013 who were not full time in Fall 2012 must complete the on-line enrollment/waiver process by February 6, 2013. Failure to complete the on-line waiver form will result in the full time student's automatic enrollment in the Student Health Insurance Plan and the premium charged to the student's Accounts Receivable. Charges for premiums cannot be removed after February 6, 2013. Part-time, dissertation, research, executive program students and previously enrolled dependents are not automatically enrolled.
Part Time, Dissertation and Master's Research Students, Teaching and Research Assistants, Executive Program students, etc.
Only full time students are required to complete the waiver process and only full time students wil l be automatically enrolled in the University Sponsored Plan . Part time students (6 hours or more), dissertation/master's students and teaching/research assistants are eligible to enroll in the plan, but they are not required to complete the waiver process and WILL NOT be automatically enrolled in the University Sponsored Plan; they must actively enroll via the United Healthcare Student Resource's web site. Students will be billed on their Tulane Accounts Receivable or can make payment directly to United Healthcare Student Resources.
Students who wish to enroll in the insurance plan who are unsure of their full time/part time status should actively enroll in the plan. Do not rely on the default enrollment.
Distance learning students taking internet only courses are not eligible to participate in the plan.
Executive Program students will not be automatically enrolled.
NO STUDENT WILL BE ENROLLED IN THE UNIVERSITY SPONSORED PLAN UNTIL THEY HAVE COMPLETED THEIR REGISTRATION PROCESS WITH THE REGISTRAR'S OFFICE and meet the minimum eligibility requirements.
Waiver Requirements
Full time students wishing to waive the University sponsored plan must do so by the deadline (September 19 for Fall or February 6 for Spring). The waiver information must be entered on the web site at United Healthcare Student Resources linked here. Students will be asked to provide information about their alternative coverage. Minimum requirements of acceptable alternative coverage are:
- Maximum lifetime benefits of at least $250,000.
- In-patient and out-patient care in the New Orleans area.
- The coverage must span the rest of the academic year.
The Waiver/Enrollment process must be completed each year.
Policy Periods and Terminations
The normal policy duration for the University sponsored plan is August 19 until the following August 18. Students who enroll in academic programs that begin prior to August 19 can purchase early coverage for an additional charge.
The election made in the fall to enroll in the sponsored plan or waive enrollment in the plan is effective for the entire year, not just the fall semester. Students who waive enrollment in the plan in the fall cannot be subsequently added to the sponsored plan unless they are involuntarily dropped by their other provider. Students who voluntarily enroll in the plan (or are assigned to the plan for failure to complete a waiver), and continue as Tulane students in the spring, are committed for twelve months of coverage -- August 19 to August 18. Enrolled students will be responsible for the entire annual premium, though it may be billed in two installments. Students who are not enrolled at Tulane for the spring semester 2013 will be terminated from the plan and refunded any premium paid for the spring/summer period. Likewise, the election to waive or enroll in the plan for new full time students in January is binding for the period of January 6 to August 18.
Students who withdraw, transfer, or graduate at the end of the fall semester are not allowed to retain coverage on the University sponsored plan after January 5, but can purchase a continuation plan directly from United Healthcare Student Resources. Students who are terminated for this reason will have the appropriated premium adjustment made to their Accounts Receivable.
Students who are added to the plan in January have coverage from January 6 through August 18.
No credit for premium will be given for the summer months of any policy, even if the student has graduated or transferred at the end of the Spring semester.
Premiums
The annual premium for a student for 2012-2013 is $2,200.00. The annual premium will be billed in 2 equal installments of $1,100.00, one in the fall and one in the spring. The Spring/Summer only premium is $1,360.00. A full description of premiums for students and dependants can be found here (PDF).
Plan Description
A full description of benefits and eligibility requirements are found in the complete policy brochure available here (PDF). Students should read and understand this brochure.
Other Services
- MyAccount Information (PDF)
- Optional Dental Plan Information (PDF)
- Scholastic Emergency Services Information (PDF)
Documents from former provider: Aenta Student Health
- Student Health Insurance Plan Pamphlet 2011-2012 (PDF)
- Student Health Insurance Plan Brochure 2011-2012 (PDF)
- Student Health Insurance Plan Pamphlet 2010-2011 (PDF)
- Student Health Insurance Plan Brochure 2010-2011 (PDF)