Health Insurance
Waive/Enroll Absolute Deadline: September 21, 2009
- Full-Time Grad & Undergad - Click here to Waive/Enroll
- Part-Time, Dissertation, Research Asst - Click here to Enroll
- Download the Student Health Insurance Plan Brochure 2008-2009 (PDF)
- Student Health Insurance Plan Brochure 2009-2010 (PDF)
| Link to Academic Calendar | |
| Spring Tui/Fee Charges | 12/20/09 |
| Spring Classes Begin | 01/11/10 |
| Fall Tuition and Fees Due | 01/31/10 |
| Last Day for 100% Refund | 01/20/10 |
| Last Day for 75% Refund | 01/27/10 |
Full-Time Students
The University requires that all full-time students carry adequate medical insurance while attending Tulane University. Each year, full-time students must either enroll in the University sponsored Student Health Insurance plan, or waive enrollment in this plan by providing proof of other adequate coverage. This enrollment/waiver requirement must be met each year during the Fall semester or in the Spring for students enrolling as full-time for the first time in January.
Students enrolled for Full-Time for fall 2009 must complete the on-line enrollment/waiver process by September 21 , 2009. Failure to complete the on-line waiver form will result in the student's automatic enrollment in the Student Health Insurance Plan and the premium charged to the student's Accounts Receivable. Charges for premiums cannot be removed after September 21, 2009. Part-time, dissertation, executive program students and previously enrolled dependents are not automatically enrolled.
Students who are required to waive/enroll at this time must repeat this process each academic year.
Part-Time, Dissertation and Master's Students, Teaching and Research Assistants, etc.
Only full-time students are required to complete the waiver process and only full-time students wil l be automatically enrolled in the University Sponsored Plan . Part-time students (6 hours or more), dissertation/master's students and teaching/research assistants are eligible to enroll in the plan, but they are not required to complete the waiver process and WILL NOT be automatically enrolled in the University Sponsored Plan, they must actively enroll via the Aetna Student Health's web site. Students will be billed on their Tulane Accounts Receivable or can make payment directly to Aetna Student Health.
Students who wish to enroll in the insurance plan who are unsure of their full-time/part-time status should actively enroll in the plan. Do not rely on the default enrollment.
Distance learning students taking internet only courses are not eligible to participate in the plan.
NO STUDENT WILL BE ENROLLED IN THE UNIVERSITY SPONSORED PLAN UNTIL THEY HAVE COMPLETED THEIR REGISTRATION PROCESS WITH THE REGISTRAR'S OFFICE and meet the minimum eligibility requirements.
Waiver Requirements
Full-time students wishing to waive the University sponsored plan must do so by the deadline (September 21 for Fall or February 5 for Spring). The waiver information must be entered on the web site at www.aetnastudenthealth.com. Students will be asked to provide information about their alternative coverage. Minimum requirements of acceptable alternative coverage are:
- Maximum lifetime benefits of at least $250,000.
- In-patient and out-patient care in the New Orleans area.
- The coverage must span the rest of the academic year.
The Waiver/Enrollment process must be completed each year.
Policy Periods and Terminations
The normal policy duration for the University sponsored plan is August 19 until the following August 18. Students who enroll in academic programs that begin prior to August 19 can purchase early coverage for an additional charge.
The election made in the fall to enroll in sponsored plan or waive enrollment in the plan is effective for the entire year, not just the fall semester. Students who waive enrollment in the plan in the fall cannot be subsequently added to the sponsored plan unless they are involuntarily dropped by their other provider. Students who voluntarily enroll in the plan (or are assigned to the plan for failure to complete a waiver), and continue as Tulane students in the spring, are committed for twelve months of coverage -- August 19 to August 18. Enrolled students will be responsible for the entire annual premium, though it may be billed in two installments. Students who are not enrolled at Tulane for the spring semester 2010 will be terminated from the plan and refunded any premium paid for the spring/summer period. Likewise, the election to waive or enroll in the plan for new full-time students in January is binding for the period of January 6 to August 18.
Students who withdraw, transfer, or graduate at the end of the fall semester are not allowed to retain coverage on the University sponsored plan after January 5, but can purchase a continuation plan directly from Aetna Student Health. Students who are terminated for this reason will have the appropriated premium adjustment made to their Accounts Receivable.
Students who are added to the plan in January have coverage from January 6 through August 18.
No credit for premium will be given for the summer months of any policy, even if the student has graduated or transferred at the end of the Spring semester.
Detailed information about policy periods and premium refunds is available in the Student Health Insurance Plan Brochure at http://www.aetnastudenthealth.com/stu_conn/student_connection.aspx?groupID=890437.
Premiums
The annual premium for a student for 2009-2010 is $1754.00. The annual premium will be billed in 2 equal installments of $877.00, one in the fall and one in the spring. The premium for a student for Spring/Summer 2010 only is $1092.00 which will be billed in one installment. Rates for spouses and children are available in the Student Health Insurance Plan Brochure athttp://www.aetnastudenthealth.com/stu_conn/student_connection.aspx?groupID=890437.
Plan Description
The Tulane Student Health Insurance plan provides:
- Aggregate Maximum of $250,000 in coverage per injury or sickness per policy year.
- Prescription benefits.
- Coordination of your care is easily accessible with the Tulane Student Health Centers.
- Provides coverage 24 hours a day world wide.
A full description of benefits and eligibility requirements are found in the complete policy brochure available at
http://www.aetnastudenthealth.com/stu_conn/student_connection.aspx?groupID=890437. Students should read and understand this brochure.
Enrollment/Waiver Link
To enroll in the plan or to waive enrollment:
Online Aetna Student Health Enrollment/Waiver Form - (www.aetnastudenthealth.com)
- Click on Insurance Selection on the Left-Navigation bar.
- Click on Enroll or Waiver and follow the instructions